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Are you looking for auto insurance and overwhelmed by the number of options you have to choose from? Afraid of paying too much or getting inferior service that won't come through when you need it? Read on for some simple tricks to choose an affordable, reliable auto insurance company. When trying to save money on your auto insurance, consider having a anti-theft alarm or immobilizer installed on your vehicle. The possibility of theft is one of the major cost factors in your insurance premium, and an anti-theft device reduces this risk. The lower your risk, the lower your premiums become. Auto insurance for young drivers is very costly. You can save some money by choosing the right kind of car for your teenager to drive. If you allow your teen to drive the Mustang, prepare to pay through the roof. If, on the other hand, you restrict your teen to the most "beater"-like car you own, your premiums will be notably lower. If you really want to save a lot of money on automobile insurance, you can waive almost every type of insurance available except for state-mandated liability coverage. Liability coverage protects other drivers on the road more than you, so this is required for all drivers. But other types of coverage are not required and you can save big money by leaving them off. Before buying a car, take into consideration the cost of the insurance policy for the type of similar internet page car or cars you are looking at. Generally, the more expensive the car is, the higher the insurance cost will be. Take into account the insurance cost before purchasing the car you have chosen. When you buy car insurance, remember that only the person named on the policy will be insured unless otherwise specified. Sometimes, other drivers, such as friends and non-household family members, will not be covered if they crash your car. There is an additional coverage you can purchase as part of your policy that will let you loan your car to others if you choose. This option will cost you more though. Have an alarm, immobilizer or tracker installed in your car. Reducing the risk of theft saves money for everyone. Having an alarm, immobilizer, or tracker installed in your car can save you some grief and a bit of money on your car insurance policy. Check to make sure that your provider offers discounts for having it installed first. Try taking the bus or joining a carpool. If you prove that you are a low risk, then your provider will respond by offering you a low premium. Tell your agent about your efforts to reduce mileage, and there's sure to be a discount that applies to you. Be aware of everything you are insuring. A lot of people have car insurance but surprisingly few actually look at the individual things they are insuring. It is important to know your insurance types. You don't want to get in a wreck and find something expensive wasn't covered by your insurance. It is clear that an individual can have some say in the amount of money he or she will pay for auto insurance by considering some of the factors discussed above. These factors should be considered, if possible before the purchase of a vehicle so that the cost of insurance can be realistically anticipated by drivers.