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Get The Best Bang For Your Buck With The Help Of These Tips

September 20, 2015
Is it time to replace that old clunker? temp car insurance Are you in the mood for a change in your vehicle? It is important to know that buying a car can be a challenge, or it can be quite simple if you know what you are doing. The advice and tips you will find in this article can give you that education. Read on to find out how. Anytime you are thinking about purchasing a car, you first need to know the true value of the car. This can be done by searching online for the MRSP and comparing it with the offers you find in your area. Be sure to check at many different sites first of all. If you are trading in an automobile, visit your local library and find out the value of your car. You can also look this information up online in several different locations. By having the trade-in value of your car and the retail value of your car you can negotiate better. Establish a budget before you go car shopping so you have a great idea of what is in your price range. Try your best to stay within your budget. If you must go over, the amount that you go over should not be so significant that it puts you in a financial bind. Always bring a mechanic along when shopping for a new vehicle. Car dealers are notorious for selling lemons and you do not want to be their next victim. If you can not get a mechanic to look at cars with you, at least be sure that you have him look at your final choice before you buy it. Don't forget to calculate ownership costs when selecting a new vehicle. That bargain priced SUV might not be such a good deal if it means you will be spending twice the amount you used to on gasoline to drive it. The same goes for sporty racing style cars or models favored by car thieves that both can come with increased insurance rates. Know your credit score before you enter the showroom. Your credit score will help to determine your financing rate, and knowing it helps you to understand how much you will have to pay for your car. The best financing rates are often reserved for those with the best credit score. Knowing yours can help you to be realistic about your chances of getting the very best deals. When buying a compact or subcompact car, make sure that it has enough room for each person who will drive it. The car may be your daily driver, but it may not have enough leg room for others in your household. If there is a chance that someone else will drive the car occasionally, bring them along while shopping. If you are thinking about buying a car that is still under warranty. You need to make sure that whatever is left of the vehicle warranty is in writing. You don't want to purchase a car only to find out that the warranty has been void, leaving you paying extra for nothing. Set a spending limit before shopping for your new car. It is easy to get swayed by pushy salesmen or a nice leather interior, but it is important that you stay within your budget. You may like the cause of spending extra, but you will not like it when it comes time to pay for it. If you cannot find the exact car that you want, ask your dealership if they can order it for you. Most domestic cars can be custom ordered with the exact upgrades and options that you want. Even used cars are often easy for car dealerships to find and have shipped to their location. You will have to wait a bit longer for this option, but it might be worth it if you have your heart set on something specific. Buying a car is a monumental time if anyone's life. You must consider many things before you make a payment on a car, some of which could affect the life of your vehicle and the price you pay for it. Remember the tips that were featured in this article and head to your local dealership today!

The More You Know, The Better A Car Shopper You'll Be

September 18, 2015
Buying a car is a big deal. You want to make sure you make a purchase that you won't regret. The following article has some very helpful tips and tricks that will help you get the car that you need for the price you want. Read on and learn what it takes to buy a car. Go to different dealerships before settling on one. A different dealership might be able to get you a better price on the car you want, and may be running different promotions. Try three or four in your area, and even if you have to travel a bit farther, it may be worth it. Before you set foot into a dealership, do some research online. Check nearby dealership's websites and record their listed price on the vehicle you want, as well as any special deals they might be offering. Having this information at your disposal will be a valuable asset when it comes time to negotiate with a salesman. Do not be turned off from a car because it is used. Most people would like nothing more than to buy a brand new, shiny car. But, is this really feasible for your financial situation? Many used cars one day insurance are perfectly fine and will not break your back nearly as much as a new car will. Test drive more than one car before you buy it. Any new car is going to feel fantastic if you're used to driving an old one. Think seriously about how the ride feels, where the buttons are located, and how much of the road you are able to see. Test-driving more than one car will help you realize where you want to be. To ensure that your car shopping process yield the best possible selection for you and your family; think carefully about your driving and lifestyle habits. Deliberately considering the sort of use the vehicle is likely to get will help you choose the right one. Failure to keep factors such as fuel-efficiency or hauling capacity in mind while shopping can cause you to purchase something that ends up being impractical for your daily requirements. Do not wait until you go car shopping to think about how you are going to finance your car. You need to arrive at the dealership with your car loan pre-qualified at a decent interest rate. You are almost always going to be able to get a better deal than the dealership would provide for you. Making an automobile purchase can be tiring, but also very fun. You can do much of your shopping online. Lots of Internet sites give you comparison information in one easy place. This helps you narrow down your choices, which can save you both time and money. Find out about dealers before choosing one. Start by asking your trusted friends, family, and neighbors about their positive and negative experiences with car dealers in the area. Furthermore, look up the dealers online at the Better Business Bureau website. Watch for any red flags about misleading or unfair business practices. As you now know, there are many different things to consider when buying a car. If you rush into it, you are likely to make a decision you'll regret. Make sure to implement the advice given and you are sure to purchase a vehicle that you'll enjoy for years to come.

Are You In Need Of A Car? Read This

September 17, 2015
Car dealerships can be both exciting and intimidating. To make sure that you and your loved ones wind up with the best vehicle and a great deal, do your homework ahead of time. Read on to gain important insights into the purchasing process. When shopping for a new vehicle, consider all of your options. There are many used cars that have extremely low miles and rock bottom prices. The ones to look for are the ones that have learner driver insurance been leased and returned. These cars have been serviced at the dealership and usually have plenty of factory warranty protection left. When you are going to buy a car, you need to know ahead of time which features are essential for you in the car. Have a clear picture of what you want, so you can search for the right price as well as the right car for your needs. Do not make the mistake of focusing on only the monthly payment amount when you are car shopping. This can cause you to buy a more expensive car than you can really afford. You need to focus on the total cost of the vehicle itself and whether that is a good deal. When you shop for a vehicle, plan to go to the dealership and be there for a little bit of time. You'll need enough time to dedicate to shopping in order to avoid a rushed deal. Plan for several hours, at least. If you are pressed for time, you should leave and return the following day. Once you know how much you have to spend, find out about the cars within that range. Learn about the car itself, its miles per gallon, number of doors, trunk space, driver's reviews, safety record and how frequently it needs repairs on average. Assign each a rating and go for those at the top of the list. Shop at month's end. Everyone has a quota to meet each month. When the month is coming to an end, the person that's selling cars may not have met their quota quite yet. This means they may be willing to give you a better deal in the end. When sitting at the bargaining table, take the time to negotiate the price of the car before talking about your trade-in. Doing this will help you get the best price on both vehicles. To do this effectively do not discuss trade-ins until after you have settled on a price of the new vehicle. Ask the dealer to let you have the vehicle inspected by the mechanic you have. It should be one that you trust. Avoid using the dealer's mechanic. A good mechanic will let you know what condition the car is in. Get a vehicle history report for any car you are seriously considering. All you need is the vehicle identification number (VIN). This report can tell you about the car's accident and repair history, as well as whether the car has been in a flood or other disaster. Some sites allow you to pay for a one-month subscription, which is handy if you will be pulling reports on multiple vehicles. Check out multiple dealerships for the car you desire. Once you select which make and model you want, don't just stick to the closest lot. If there are multiple dealers of that brand, check them all out. Don't forget to check out used lots as well, they often offer great bargains on cars which will drive for a long time to come. There are some tricks to know when buying a car; however, it does not have to be a nightmare. Find all the information you can on how to handle the purchase and tie it in with what you have learned here. You will find the car you really want, and drive much happier knowing you bought it well.

Get The Most From Your Dollar With These Online Shopping Tips

September 16, 2015
Shopping online has a great variety of rewards, including a huge selection of available items, the possibility to buy things which aren't available locally, and the convenience of home delivery. Sadly, some things aren't cheap online. The tips and tricks below will help you save money on the items you purchase online. A great tip to remember when you're thinking about online shopping is to make sure the site is legit. You don't want to be giving your credit card information away to someone who could potentially scam you. Always look at the site to tell if it's professional and safe to use. When shopping for a certain item, check several different online stores. Many times with a little searching, you can save as much as 25 percent. Look at a variety of websites to make sure you are getting the best deal. When figuring each website's price, make sure you include shipping costs into your calculations. When you enjoy the convenience of frequent online shopping, it's very important to keep changing the passwords you use for each account. Every couple of weeks or so, make up a new password for your bank and the shopping sites directly. Use abstract words, combined with numbers and other odd characters for the strongest passwords. You will want to be aware of any potential sales that might appear online that show up on Wednesday. A lot of traditional stores have weekend sales, and so online shops have altered their schedules to compete. Just do a little research, and you're likely to find some great midweek sales. When shopping online, you need to be extra careful if you are using your cellphone to purchase online. Using a public Wi-Fi can leave your personal vulnerable to hackers. Try to only use your secured network when shopping online using a cellphone and never use a public Wi-Fi hot spot to shop. Use online retailer search sites to help you quickly find what you're looking for. Google is great, but the results can often be overwhelming. Using online shopping search sites like ShopStyle.com can help narrow down your results to only online stores for the items that you're looking for. If you're making an online purchase, don't hesitate to contact customer service if you have a question. By contacting customer service before you make your order, you'll find out how helpful customer service is and how quickly they respond. This is useful information to have in the event that something goes wrong after you've made your purchase. Make sure that you check your credit card bill will a fine tooth comb if you make a lot of purchases online. Many people fail to do this and they end up paying hundreds of dollars a year on charges that they did not authorize. This is easier to do if you use just one card for online purchases. Shopping on the Internet has car insurance for learner drivers become the most popular way for people to buy things. Retailers know this, and they offer tons of bargains everyday. Use the advice in this article to help you maneuver through this maze of Internet retailers. Before long, you will become a savvy online shopper,

The Best Way To Get The Car You Want For A Great Price

September 16, 2015
While driving can be a very enjoyable experience, going shopping for a new or used car is not always so much fun. Fortunately, there are ways to make the experience less frustrating. Just keep the following advice in mind the next time that you are in the market for a new vehicle. Never succumb to the salesperson's tactics by agreeing to purchase a vehicle priced beyond your budget. If you allow it, a salesman will convince you that you need something more expensive or sporty. Salesmen earn money on commission, and some salesmen put their own financial gain before your best interests. Don't forget to look into the cost of parts for car insurance for learner drivers a vehicle before you buy it. Some cars, especially imports, cost significantly more to maintain than others. Investigate the cost of parts that wear out frequently, such as tires, brakes, and windshield wiper blades. Research the cost of alternators, spark plugs, and other engine components, too. Do not get your heart set on a particular model of car when you are car shopping. You need to leave your options open so that you can get the best deal possible. The exact car you have decided you want may not be the best available option at the time you are ready to buy. Absolutely refrain from paying the full asking price for any car. No sane dealer believes he or she will get full sticker price. If you don't think you can properly negotiate, bring along someone who can. You must know what the fair market value of the vehicle you want is before you set foot in the dealership. Although some sites suggested not test driving a vehicle because of the emotional attachment that can happen, it is never a good idea to purchase something without trying it out. Take at least a fifteen minute long test drive to really get a feel for how the car handles and how comfortable the car truly is. Don't buy a car online from someone without going and checking it out first. If you are not mechanically inclined, bring someone that is. Also be wary of deals that seem too good to be true. People will take advantage of you if you're not good with cars, so try to bring along someone that knows about them. Do not get all the extras offered during the negotiation. These things include extended warranties, clear coat and fabric care options. You can generally purchase these features after you have bought the car for a fraction of the price. Also, do yo really want to be paying for these few features over the length of the loan. Never take a car at face value. Though you may not be a mechanic, it is a good idea to do a thorough inspection of the vehicle. An important part of the inspection is a test drive. This allows you to feel the car on the road, listen for any wayward noises and possible spot issues with performance. Used car deals can often be found online. You do not really need to go to a car dealership nowadays. Check out the Internet or local classifieds. You will not have to spend as much and you can avoid dealing with high pressure sales tactics. Take your time when buying a new car and do your homework. Do not be afraid to get up and walk away from a deal. Don't fall in love with a specific car. If the numbers the dealer is giving you are not what you want, just walk away. Buying a new vehicle is an adventure that some people look forward to, while others believe it is a necessary evil. The knowledge above will make it a positive experience. Use this advice and you will be ready when you want to buy your next new vehicle.

Car Shopping Advice You Need To Have

September 16, 2015
Are you wanting a new vehicle in your driveway? Are you worried about undertaking the process? Don't worry and read the article below to help you through the car shopping process. Rather than buying a brand-new car, purchase a lightly used one that is only a couple of years old. Many cars come with transferable warranties that last for three years or 36,000 miles. You will save a significant amount over buying new, and the warranty will give you peace of mind for the first year or so. Know your limits. Before you start shopping for your next car or truck, decide how much you can afford to pay, and stick to it. Don't forget to include interest in your calculations. You can expect to pay around 20 percent as a down payment as well, so be prepared. When you are considering buying a used car, always have your mechanic check it out first. You are not a qualified mechanic trained to spot problems or repairs, so you need to take it to a professional. Be prepared to pay $100 or so for this service, but it may end up saving you thousands. Set up financing for your vehicle prior to visiting the dealership. Check with a bank or local credit union to get this done. These institutions offer lower interest rates than what you might get if you financed a vehicle through the dealer. It also gives you a better idea of your budget. Being a car dealer means trying to make quotas. They have to sell X number of cars monthly, and knowing this puts you in the proverbial driver's seat. If a salesman has yet to meet their desired quota, they may be extra-eager to close a particular purchase. You can get a lower price as they're more desperate than you are. Consider selling your car privately, rather than trading it in for the new car you want. You will almost always get more for your car through a private sale than you would through a trade in. Even if the dealership makes it sound like they are giving you a great trade in value, they will likely raise the price somewhere else to make up for the difference. One of the most important things to consider before making a car purchase is which car or style you want. By deciding this before entering a dealership, you will be able to avoid high-pressure sales. It also helps you to consolidate your searching and really inform yourself about one specific make and model. Always check to see what safety features each car has. You must make sure you have ABS or antilock brakes. You also want to make sure there are air bags, and the more the better. Safety is key, as you will provisional driver insurance spend a great deal of time riding in this car. When you are considering buying a used car, always have your mechanic check it out first. You are not a qualified mechanic trained to spot problems or repairs, so you need to take it to a professional. Be prepared to pay $100 or so for this service, but it may end up saving you thousands. Many of the perks a dealer offers are really expensive, including rust-proofing, paint sealant and anti-theft devices. Shop around before you even approach the lot to find out what local car shops are charging for these services, and then take the quotes you get with you to either get a deal from the dealer or skip those add-ons totally. Professional advice is coveted in all fields, be it cooking or buying a car. Thankfully, this article has provided you such advice to ensure your car shopping experiences are always excellent. When you get the car you want, you'll be so pleased you took the time to read this article.

Average Ways To Save Above Average Amounts On Auto Insurance

September 16, 2015
Getting the best deal and the best insurance for your car can throw you for a loop. There are so many business out there vying for your money that it can get confusing knowing who is really offering the best insurance coverage for your money. Here are some tips for dealing with auto insurance coverage. When considering insurance for a young driver, be sure to calculate the expected mileage per year. Many insurance providers will provide a discount for low mileage customers. Most likely, a high school age driver will qualify, even if they drive to school and work. Be sure to check with multiple agencies to compare rates. Know what kind of car insurance coverage your company offers and what is out there. It can help you decide what you might need individually or for your whole family. If your company does not offer what you are looking for there are many others out there. If you do not have a vehicle yet, be sure to think about what the insurance premium will be for the type of car that you will buy. The type of car that you drive plays a great part in calculating your premium. Your insurance premium will be higher if you own a sports car or a car that is high in value. Better your eye focus while you are driving. Let your vision focus on something far away, such as an oncoming car, and then quickly look at 1 day insurance your speedometer. Continue doing this as the car approaches, and every time you drive. You will eventually find that your eyes are focusing much faster than before! Regardless of whether you are searching online or in person for car insurance, shop around! Differences abound for premium prices, as insurance companies take different viewpoints of your statistics. Some may be more interested in your driving record, while others may focus more on your credit. Find the company that offers you the best coverage for the lowest price. You should raise your deductible, so that you can save more money in the end. Doing this can be a worthwhile way of saving money if you are willing to store money away in case you do get in to an accident. Generally, higher deductibles mean lower premium costs. Try taking the bus or joining a carpool. If you prove that you are a low risk, then your provider will respond by offering you a low premium. Tell your agent about your efforts to reduce mileage, and there's sure to be a discount that applies to you. Pay a yearly sum for your automobile insurance. Some companies charge a little more to put their customers on a monthly billing plan. If you are able to pay off the bill in one lump sum for the year, you could save some money and you will have one less bill to worry about. As you see with the information above, there are many ways you can save and many ways to cut back on insurance so that you're not becoming a victim of the insurance company. You can't be without coverage here; you need to get some type of insurance. So remember to use these tips when you need to purchase a package.

Learning How To Save On Auto Insurance With A Few Quick Tips

September 15, 2015
Are you looking for auto insurance and overwhelmed by the number of options you have to choose from? Afraid of paying too much or getting inferior service that won't come through when you need it? Read on for some simple tricks to choose an affordable, reliable auto insurance company. It's very important to keep your driving record spotless. If accidents or tickets appear on your driving record, they may lead to your insurance rates going up. If you already have a check against your license, see if you can lower your insurance premium by taking a driving course. When shopping for a new car, be sure to check with your insurance company for any unexpected rate changes. You may be surprised at how cheap or expensive some cars may be due to unforeseen criteria. Certain safety features may bring the cost of one car down, while certain other cars with safety risks may bring the cost up. Reassess what kind of car you are driving. Your car insurance premiums may be based on what kind of car you are driving. Sportier cars or SUV's can carry higher premiums because they have more liability and they are generally more expensive to replace or fix when they have been damaged. A great way to save some money on your car or truck insurance is to drive your vehicle less frequently. Many of today's best auto insurance companies offer discounts to customers for low-mileage, incentivizing people to keep their cars parked. If you can walk instead of drive, you can get some good exercise and save money on your insurance. A great way to get an affordable price on auto insurance is to seek quotes on different models prior to shopping for a new car. By doing so, you will be able to factor the cost of insurance into your vehicle selection, and be certain that you will be able to afford the entire cost of owning whichever car you decide to take home. Have an alarm, immobilizer or tracker installed in your car. Reducing the risk of theft saves money for everyone. Having an alarm, immobilizer, or tracker installed in your car can save you some grief and a bit of money on your car insurance policy. Check to make sure that your provider offers discounts for having it installed first. If you recently got married, providing that you and your spouse have the same carrier, you may want to consider combining your spouse's policy with yours or vice versa. Doing so can net you significant savings because you will be lumping two individual policies into one multi-vehicle 1 day car insurance policy, on which many carriers offers a discount. Pay a yearly sum for your automobile insurance. Some companies charge a little more to put their customers on a monthly billing plan. If you are able to pay off the bill in one lump sum for the year, you could save some money and you will have one less bill to worry about. As you read at the beginning of this article, auto insurance scams and tricks are incredibly common. If you know how to avoid them, though, finding the insurer that's right for you is simple and easy. We hope that this information helps you to make an informed decision when insuring your vehicle.

No Regrets - Auto Insurance

September 14, 2015
Insurance is something that should be acquired for anything you own over a certain value limit. This includes everything from laptops to your home, but most importantly; your vehicle. Auto insurance is a big expense and will always have to pay as long as you have a car. Below, you can find guidance to help you save extra cash. When considering what options you want to include with your auto insurance, be sure to see if towing insurance is something that you really need. Oftentimes towing is already included in certain types of accidents. If you belong to certain auto assistance agencies, they may already provide this coverage to you. Most often, it is not financially beneficial to include this extra. Be sure to keep your car secure. Keeping your car garaged, having a security alarm system, using a locking device on your steering wheel, having a professionally installed tracking system and living in a safe neighborhood are just a few of the ways you can save some money on your car insurance. Be sure to ask your agent how you can get discounts on your insurance rates with good security measures. One way you can save on car insurance is to keep a clean driving record so you can take advantage of the discounts offered to safe drivers. Minor infractions won't amount to much but being involved in traffic accidents can drive up your insurance costs tremendously. So, drive consciously, maintain a good driving record and enjoy the reward of lower premiums. Before buying a car, take into consideration the cost of the insurance policy for the type of car or cars you are looking at. Generally, the more expensive the car is, the higher the insurance cost will be. Take into account the insurance cost before purchasing the car you have chosen. If you really want to save a lot of money on automobile insurance, you can waive almost every type of insurance available except for state-mandated liability coverage. Liability coverage protects other drivers on the road more than you, so this is required for all drivers. But other types of coverage are not required and you can save big money by leaving them off. If your annual mileage driven is low, your auto insurance premium should be, too. Fewer miles on the road translates directly into fewer opportunities for you to get into accidents. Insurance companies typically provide a quote for a default annual mileage of 12,000 miles. If you drive less than this be sure your insurance company knows it. Whenever possible, include your spouse on your automobile policy as a named insured driver. It is quite common for insurers to view married couples as more stable and a better risk than single drivers. Therefore, you are likely to receive a healthy discount on a policy that covers both cheap one day car insurance husband and wife. Pay your insurance in full when it is due rather than paying it in monthly installments. Your insurance company may charge you more if you choose to pay monthly because of the convenience of it. If you have to, take out a small loan to avoid paying fees to the insurance company. Think about removing some coverage from your auto insurance. For instance, if your car is an old model or simply not worth much, consider removing collision insurance from your plan if possible. Cancel that expense and you could save a significant amount of cash. Also, look into taking off liability and comprehensive coverage. Work with an insurance broker or aggregator online. Sites like Esurance.com or Insureme.com can help you get quotes from several insurance companies at once for no charge so you can get a feel for how your current rates stack up, and whether you need to switch to a new insurance company. Drive your car with the confidence of knowing that you have the coverage that the law requires and that will help you in the case of an accident. You are going to feel much better when you know that you have the proper insurance to protect you from the law and from accidents.

Great Information About Auto Repair That Anyone Can Easily Follow

September 14, 2015
It is time for you to get serious about car repair so that you're not getting into situations that you don't want to be in. Perhaps you want to learn more of what you can do personally or know how to better find a good auto repair shop. Whatever the case may be, it's time to get started. If any parts of your car need to be replaced, make sure you ask for the (OEM) Original Equipment Manufacturer parts instead of generic parts. Keeping the exact specifications required by the manufacturer is essential in having optimum performance. Although generic parts are cheaper, spending a little more on OEM parts will make a big impact on your car's longevity. Check the tread on your tires regularly to make sure they are safe. Tires that have less than one quarter of an inch of tread probably need to be replaced. Also be aware of any bulges or cuts on the surface of your tires as this may indicate a weak area that could blow out and cause an accident while you are driving. Preventative maintenance is very important if you own a car. Do not hesitate to spend money on the tools you need to inspect and maintain your car or having a mechanic look at your car regularly. Maintaining your car regularly could help you save a lot on repairs or towing if your car breaks down. When you are going to get your car repaired at a shop, ask the technician what type of parts they plan to use to get the job done. Many places use refurbished parts, but they would be willing to temporary car insurance use new parts if you wanted to pay the extra money. Don't be afraid to ask as many questions as you need. It is your car, and you need to know why it is important to fix a specific item right away. If you are feeling intimated, or you are not receiving straight answers, get a second opinion before signing off on the work. Keep a basic repair kit in your car trunk at all times. A simple kit consisting of wrenches, jumper cables, screws, and a jack can be a lifesaver if your car breaks down on the road. This will allow you to make small repairs on the spot, saving you the cost of an expensive tow truck. Keep your car manual in your car. In fact, keep the manual and any other documentation your car may have, including details on past repairs, tune-ups and more. The more data points your auto repair shop has to look into an issue, the better chance that they'll be able to give you a strong idea about what is going on with your car. If you need to get your vehicle fixed, choose a garage or a dealership that hires certified technicians. The person who runs the place might have a certification but this does not mean that certified people will work on your car. Choosing certified technicians is a good way of making sure qualified people are fixing your car. Consider how well kept an auto repair shop is when making your decisions. A sloppy shop can be a sign that the workmanship you're about to receive will be pretty sloppy as well. Opt for the auto repair shop that keeps its floors and space clean of tools and rubble. It's not a guarantee of great workmanship, but it's a sure sign that your chances are better that you'll receive the service levels you'd like. There are no standard warranties on repairs. Make sure you are aware of what your warranty covers and that you have it in writing. Warranties may have limitations such as deductibles, mileage, time, businesses authorized to do the warranty work or special steps needed to get reimbursement. Know your warranty rights. One of the best ways to save money is by being informed about car maintenance and repairs. Some mechanics take advantage of those with little car knowledge. Use the advice you learned here to either do the repairs yourself or be better armed against shady mechanics. You can save thousands over a lifetime.

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